If you’re working, you probably don’t spend much time thinking about what would happen if you couldn’t. It’s easy to assume that life will continue as it is—steady income, bills paid on time, savings growing. But what if illness or injury took you out of work for an extended period? How would you manage? Income…
Continue Reading
If you’re in your late 30s or early 40s, retirement might still feel like a distant concern. After all, with the pressures of mortgages, raising children, and day-to-day expenses, planning for your later years can easily slip down the priority list. However, Pension Awareness Week 2024 is here to remind you that now is the…
Continue Reading
Recent developments have seen the government introduce a Lifetime Provider model for workplace pensions, a move that has sparked considerable interest and debate. Findings from a recent survey reveal a striking preference among employees for their employers to take the lead in selecting their workplace pension provider. A significant 69% of respondents favour this approach,…
Continue Reading
In the world of investing, where numbers and market analyses typically dominate, a crucial element often remains veiled in the backdrop – our behaviour. Behavioural investing emerges as a pivotal field, merging the realms of finance and psychology to scrutinise how our emotions, cognitive biases, backgrounds and world views intricately influence our investment decisions. It…
Continue Reading
As the end of the 2023/24 tax year approaches, here’s what you need to know to get your finances in order, plus a heads-up on some key tax changes coming in the 2024/25 tax year. What to Do Before the End of This Tax Year: Consider using Your ISA Allowance: You can put up to…
Continue Reading
Last weekend, while on holiday in London and with half a day to spare before my flight, I thought about the best way to spend my time. I decided to visit the Bank of England. This visit wasn’t just a tick on the tourist list; it made me pause and reflect on the significant progress…
Continue Reading