Private Clients News

13 Jun 2024
Mind over matter

Mind over matter

In the world of investing, where numbers and market analyses typically dominate, a crucial element often remains veiled in the backdrop – our behaviour. Behavioural investing emerges as a pivotal field, merging the realms of finance and psychology to scrutinise how our emotions, cognitive biases, backgrounds and world views intricately influence our investment decisions. It…

Continue Reading
11 Jun 2024
Supporting Joey’s Journey

Supporting Joey’s Journey

Each year, our team choose a charity to support throughout the next 12 month period.  Back in Spring 2023, we chose the Children’s Cancer & Leukaemia Group (CCLG) – specifically the Joey’s Journey Fund. Joey was born in 2020 and was very quickly diagnosed with congenital glioblastoma – a brain tumour.  Joey needed emergency surgery…

Continue Reading
16 May 2024
Changes to Individual Savings Accounts in 2024

Changes to Individual Savings Accounts in 2024

Individual Savings Accounts (ISAs) offer a versatile and tax-efficient way to save for the future, whether for yourself, your children or grandchildren. Now that we have entered the new financial year, on 6 April 2024, significant changes to ISAs have been introduced.  Since 6 April, savers and investors have had a more flexible approach to…

Continue Reading
30 Apr 2024
Proactive retirement planning

Proactive retirement planning

A recent study reveals a promising trend among 45-54-year-olds in the UK[1]. Six out of ten individuals in this age group are actively working towards bolstering their retirement savings[2]. These mid-lifers are prioritising their future financial stability, implementing changes in their current spending habits to ensure they can support themselves later in life. The measures…

Continue Reading
22 Apr 2024
Go Green for Earth Day

Go Green for Earth Day

April each year is Earth Month, with Earth Day taking place today, April 22nd. This is all about raising awareness and encouraging action to support environmental projects and initiatives. But, if we are serious about combating climate change and its impacts, then more and more of us need to get on board and actively engage….

Continue Reading
16 Apr 2024
The gift of giving

The gift of giving

In the unfortunate event of one’s passing, there’s a possibility that HM Revenue & Customs (HMRC) may levy an Inheritance Tax (IHT) bill on the deceased’s estate. The estate’s total value determines the sum due after deducting any debts and applying all possible thresholds. Two thresholds that come into play are the nil rate band…

Continue Reading
27 Mar 2024
Adjusting your pension plans

Adjusting your pension plans

In the ever-evolving landscape of retirement planning, a significant shift is on the horizon that could potentially impact when you can access your pension funds. The normal minimum pension age (NMPA), or the age at which you can start withdrawing from your pension savings, is currently set at 55. There are a few exceptions to…

Continue Reading
18 Mar 2024
Wealth accumulation

Wealth accumulation

With the ever-evolving landscape of investment, it’s not hard to see why it might appear daunting. The investment world is equivalent to a living, breathing entity constantly evolving and changing. It’s a landscape that never remains static, mirroring the dynamic nature of global economies and financial markets. Market conditions are like shifting sands, unpredictable and…

Continue Reading

AJ Bell:

Account Login