The new tax year brings a fresh £20,000 Individual Savings Account (ISA) allowance for each individual, giving couples the potential to invest up to £40,000 between them, offering a valuable opportunity to shield your investments from capital gains and dividend taxes. With recent cuts to these tax allowances and increases to tax rates, the protection…
Continue Reading
When you’re working, an increase in your weekly shop or energy bill is frustrating but manageable, typically offset by salary increases over time. In retirement, with income fixed at pensions or savings, rising prices can threaten your financial security. Without a plan, everyday cost increases may erode your hard-earned savings. Recognising which areas are most…
Continue Reading
Research has revealed a concerning trend among UK families: a significant number are unaware of where critical documents, such as Wills and pension policies, are stored. This lack of organisation could cause unnecessary delays, stress and even financial penalties during bereavement. Nearly half (47%) of couples admit they do not know where their partner’s Will…
Continue Reading
Thorntons Wealth is proud to support Trilogy Cycling Club and their brand-new endurance mountain bike event, 5 at the Castle, held on Saturday 18th in the stunning grounds of Glamis Castle. More than 50 riders took to the trails to compete in the first-ever MTB endurance event to be staged within the Glamis estate. Riders…
Continue Reading
Navigating the financial landscape often feels like trying to predict the weather months in advance. You might have a general idea of the seasons, but the daily fluctuations remain a mystery. This uncertainty often paralyses decision-making about significant decisions, such as retirement, investments or gifting assets to loved ones. It is difficult to know whether…
Continue Reading
Trusts are a cornerstone of effective financial planning, providing a secure way to protect wealth, support loved ones and manage the transfer of assets. Despite their significance, many people remain unclear about what trusts are and how they work. So, what exactly is a trust, and why should it matter to you? A trust is…
Continue Reading
The world feels more uncertain than ever, with 83% of UK adults agreeing that life has become less predictable, according to research[1]. This growing unease is reshaping how people view their finances, with six in ten (59%) feeling less confident about their financial future because of recent changes in the UK. From inflation to energy…
Continue Reading
International Women’s Day is an opportunity to recognise, celebrate and thank the incredible women who make a difference every day. At Thorntons Wealth and Thorntons Investment Holdings, we are proud of the women who work across our business. Their expertise, dedication and professionalism play an essential role in supporting our clients, strengthening our teams and shaping our culture. Today, we celebrate the women who…
Continue Reading
The Chancellor, Rachel Reeves, delayed her Autumn 2025 Budget until 26 November, creating a second consecutive protracted period of pre-Budget speculation. The late timing also meant her Spring 2026 Forecast has arrived just under fourteen weeks after her previous parliamentary set piece. The Spring Forecast 2026
Continue Reading
Recent research shows a significant change in savings attitudes, with over half of UK Cash Individual Savings Account (ISA) holders willing to explore the investment market. For the 2025/26 tax year, this offers a notable chance for savers to grow their wealth beyond the returns from traditional cash accounts. Since their introduction over twenty years…
Continue Reading