News

30 Nov 2023
Taxing times for 2023

Taxing times for 2023

As we approach the end of the year, taxpayers should begin assessing their tax obligations. This is not a task to be left to the eleventh hour, especially considering tax changes coming into effect in 2024.  This is also particularly true for 2023, a year already marked by several tax changes that impact higher rate…

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16 Nov 2023
“Time in the market”, not “timing the market”

“Time in the market”, not “timing the market”

In the investing world, the allure of quick profits and instant gratification often tempts some investors to employ a ‘market timing’ strategy. This method involves buying or selling financial instruments based on predictions of future market price movements. Market timing is an active investment strategy aiming to beat the traditional buy-and-hold strategy. It involves moving…

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13 Nov 2023
DACC – In Your Shoes – Adam Rutter

DACC – In Your Shoes – Adam Rutter

This article was written for Dundee & Angus Chamber of Commerce – click here to view the article on their website.   Monday 6th November – Fireworks, Football and Cycling. After a weekend of watching the fireworks and attending the Dundee United game it was finished off with a cycle to Broughty Ferry on Sunday. Back…

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6 Nov 2023
Talk Money Week

Talk Money Week

This week Thorntons Wealth is supporting #TalkMoney Week, designed to get us all talking more about the pennies in our pocket, our thoughts and feelings around money, and how and where to get help if and when you need it. Quite often, it’s just saying the words out loud that’s the hardest part. So, we’re…

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26 Oct 2023
Preparing the next generation to engage with their finances

Preparing the next generation to engage with their finances

Passing on the benefit of your experience to your children or grandchildren is crucial for their future success. However, financial planning can be complex, and even the most knowledgeable individuals may need help. Breaking down barriers around talking about family wealth takes time and patience. It requires on-going conversations and a willingness to address any…

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19 Oct 2023
How to find or trace a lost pension

How to find or trace a lost pension

Tracking down a lost pension pot can be daunting, especially if you’ve switched jobs multiple times throughout your career. The good news is that resources and strategies are available to help simplify the process. According to research, one in six (16%) UK adults have attempted to trace or find a pension that has been lost…

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28 Sep 2023
Saving for the next generation

Saving for the next generation

Many parents and grandparents set aside money for the next generation to help with their financial needs. The rising cost of education, housing, and life in general, has created concerns about financial stability for future generations. Increasingly, parents and grandparents want to ensure their children and grandchildren have the financial resources to navigate these challenges…

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18 Sep 2023
Income Protection Awareness Week

Income Protection Awareness Week

I am required by law to have my car insured Third Party Fire and Theft.  However, I have chosen to pay more and have Fully Comprehensive insurance. Why? Because if I were unfortunate enough to be in an accident, the financial impact on me having to replace my family car would undoubtedly cause me some…

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14 Sep 2023
Retirement cash flow modelling

Retirement cash flow modelling

Retirement planning is of the utmost importance, regardless of your income or wealth. It ensures a steady income stream after retirement and provides financial security for you and your loved ones. Retirement cash flow modelling can provide numerous benefits to individuals seeking financial security and planning for the future. By assessing your current and projected…

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