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31 Oct 2022
When should I stop working?

When should I stop working?

Do you have enough income to retire? Are you prepared for the life changes retirement will bring? Is this the right time to sell your business? Is your timing right or will your savings and investments be at risk from volatile market conditions? The best time to retire will depend on a variety of factors,…

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29 Sep 2022
Time to be patient

Time to be patient

‘The stock market is designed to transfer money from the active to the patient’ – Warren Buffett   If you read nothing else in this communication please read the next couple of paragraphs and look at the first graph below. The intention of this communication is not to provide market commentary, it is simply to…

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29 Sep 2022
Putting life on hold

Putting life on hold

Rising living costs have been so significant in recent months that most UK households will have noticed a squeeze on their monthly budgets. Not only does this have a direct impact on people’s lifestyles, even though they are making every effort to cut back, but it has a knock-on effect on their lifelong goals such…

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15 Aug 2022
Consumer Duty

Consumer Duty

The FCA desires all firms to put their clients at the heart of their business by offering products and services that are fit for purpose and represent fair value. The FCA intends to do this by introducing the Consumer Duty, their new principle to ensure that “good outcomes” are the industry standard. The Consumer Duty…

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