News

27 Mar 2024
Adjusting your pension plans

Adjusting your pension plans

In the ever-evolving landscape of retirement planning, a significant shift is on the horizon that could potentially impact when you can access your pension funds. The normal minimum pension age (NMPA), or the age at which you can start withdrawing from your pension savings, is currently set at 55. There are a few exceptions to…

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18 Mar 2024
Wealth accumulation

Wealth accumulation

With the ever-evolving landscape of investment, it’s not hard to see why it might appear daunting. The investment world is equivalent to a living, breathing entity constantly evolving and changing. It’s a landscape that never remains static, mirroring the dynamic nature of global economies and financial markets. Market conditions are like shifting sands, unpredictable and…

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29 Feb 2024
Bridging the pension generation gap

Bridging the pension generation gap

The chasm between generations regarding retirement prospects is glaringly apparent, as 78% of individuals believe their predecessors had more favourable pension plans or brighter retirement futures. According to recent research, this data highlights a stark revelation that underscores the urgency for younger generations to access improved financial education[1]. This will help address the inequitable distribution…

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19 Feb 2024
Gender Pension Gap

Gender Pension Gap

The gender pension gap is an issue that extends beyond just the disparity in earnings between men and women. It also encompasses other aspects such as financial confidence, engagement with financial products and socio-economic factors. According to new research, women are 33% more likely than men to say they do not understand how their pension…

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1 Feb 2024
Meet the Financial Planning Team

Meet the Financial Planning Team

We arranged for a photographer to attend our Dundee office in December to take a team photograph as we wanted to help clients see the support that is available to them across our team.  Not everyone was available to attend for the photograph due to remote working or holidays however we managed to capture most. …

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30 Jan 2024
Succession planning, a family affair

Succession planning, a family affair

Transferring wealth within a family is a delicate process that requires clear communication and effective planning. Otherwise, it could lead to a potentially large tax bill and bad feelings in the family. This narrative was depicted in the hit American HBO series ‘Succession,’ which centred on the Roy family, the owners of global media and…

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16 Jan 2024
Tax-saving measures

Tax-saving measures

Have you recently evaluated your personal tax situation? Is your tax structure optimised for efficiency? As we approach the end of the tax year on 5 April 2024, it presents an ideal opportunity to assess and leverage the various allowances and reliefs available to enhance your tax profile. Allocating time for this review can provide…

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8 Jan 2024
Tax Tip Planning

Tax Tip Planning

The final article in our series of Tax Planning Tips 2023/24. To see how we can help, please click here to get in touch.    Feed employees with free or subsidised food in a staff canteen. Where the food is available to all employees, or all who work at a particular site, there is no…

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20 Dec 2023
Taking the first step

Taking the first step

Embarking on the journey of investing can seem intimidating initially, but with a long-term perspective, it can significantly accelerate the achievement of your financial goals. It’s normal to feel a mix of excitement and apprehension as a first-time investor. There’s a lot to navigate – stocks, bonds, mutual funds, market trends and a sea of…

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