People aged between 55 and 64 are now less confident about their retirement than they were a year ago, with over-55s most likely to be worried about rising prices. Many of us are unsure about what to expect when it comes to planning for the future. Study after study has indicated that many of us…
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Savers and investors have just under a month to use the £20,000 they can put into their tax-efficient Individual Savings Account (ISA) before the end of the financial year on 5 April. The current tax year started on 6 April 2021 and ends on 5 April 2022. ISAs enable you to minimise the amount of…
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As another extraordinary financial year comes to a close, it’s more important than ever to make good use of your annual pension allowances. Giving your pension savings a boost and assessing where you stand will give you peace of mind that you are on track to enjoying the retirement you are planning for. The 2021/22…
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The humanitarian crisis unfolding in Ukraine following Putin’s scarcely believable attack is, quite rightly, front and centre of everyone’s thoughts. It is impossible to know what the outcome will be, with a range from something that does not bear contemplation to a Russian retreat and positive regime change. With uncertainty abounding, it is only right…
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Over the years, the number of women in financial services in the UK has grown steadily. The FCA has also been increasing its focus on promoting gender diversity and recognise that “diversity and inclusion underpin healthy cultures in firms.” This has resulted in a 43% increase in women working within the sector, according to Stemwomen….
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Heading into the New Year, it’s the perfect time to take stock of your budget, liabilities and investments – and check them against your financial goals. The New Year brings an opportunity to reflect on the past year and to set new goals for the year ahead. But before setting financial goals, it helps…
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The consequences of inaction on climate change are now impossible to ignore. Every company has an impact on the world around us. And by investing in them, so do we. Devastating wildfires ripping through several countries, the aftermath of Storm Ida that caused unimaginable flooding across the northeast of the US, storm Arwen that brought…
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The coronavirus (COVID-19) pandemic has sparked a surge in people over 50 seeking professional financial advice[1]. For many, a sudden shift in their financial status has been overwhelming. Money worries cause people to experience difficulties in lots of areas in their lives, from their physical and mental wellbeing to their personal relationships. Even those seeing…
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Are you ready to advance into the new year with a plan to take control of your finances and ensure you meet all financial goals next year and beyond? Many people make new year resolutions to plan for their future, or to sort out their finances, but keep on failing. So when thinking about your…
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With the festive season approaching, Christmas is the time of giving. Have you thought about some of the ways you can make gifts to a charity, family and friends? Significantly higher returns Lifetime gifting is not only a good way to set up children for adulthood but is also a way of mitigating any Inheritance…
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