Financial planning is a step-by-step approach to ensure you meet your life goals. Your financial plan should act as a guide as you move through life’s journey. Essentially, it should help you remain in control of your income, expenses and investments so you can manage your money and achieve your goals. Life rarely stands…
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Responsible investment is a catch-all term to broadly describe funds that invest to make a positive change, either to the environment or for society. Within this umbrella term there are four broad investment approaches: ethical exclusion; responsible practice; sustainable solutions; and impact funds. Increasingly more pension savers are asking where their funds are invested….
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Are you ‘mid or late career’ or planning to retire within ten years? If the answer’s ‘yes’, then you probably want to know the answers to these questions: Will I be able to retire when I want to? Will I run out of money? How can I guarantee the kind of retirement I want?…
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Retirement is something that many of us dream of throughout our working lives, but when the time comes, it can be difficult to decide if you’re ready, both in terms of your lifestyle and your finances. The decision is certainly not made any easier by the coronavirus (COVID-19) pandemic. To help you make up…
Continue ReadingChris Forde is Head of Financial Planning at Thorntons Wealth. Thorntons Wealth are based in Dundee, Edinburgh and Aberdeen providing Financial Planning services. This article was written for Dundee & Angus Chamber of Commerce – click here to view the article on their website. Monday – no need to unmute. The week for me…
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We know it’s impossible to predict the future, but we know that by putting in place a well thought through plan the future will look less daunting. Creating a financial plan helps you see the big picture and map out your financial future. When you have a financial plan, it’s easier to make financial decisions…
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During this difficult time, fear and worry is understandable, particularly as the coronavirus (COVID-19) outbreak led to the biggest daily drop in the FTSE 100 since the financial crisis. Trying to second-guess the impact of events such as the coronavirus or the recent stock market volatility – or even attempting to make a bet on…
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Before you start, defining any goals you may have will help you plan, budget and choose the right investments. Your goals might be around enhancing your current lifestyle, planning for your family or your own retirement. The sooner you start investing, the better off you will be. Match your long-term investment goals with your short-term…
Continue ReadingLate November should have seen the Chancellor announce his Autumn Budget and a comprehensive spending review covering the next three financial years. Like many other plans, the uncertainty created by the pandemic has put both on hold. In their place was a Financial Statement, primarily addressing a one-year spending review, with a nod to the…
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In line with current UK Government restrictions regarding the Covid-19 Pandemic, our offices remain closed. Our colleagues are working from home and continue to provide services and maintain regular communications with all our clients. Should you wish to speak with us, please continue to use the main telephone number of 01382 797600 and your call…
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