This article was written for Dundee & Angus Chamber of Commerce – click here to view the article on their website. Monday 6th November – Fireworks, Football and Cycling. After a weekend of watching the fireworks and attending the Dundee United game it was finished off with a cycle to Broughty Ferry on Sunday. Back…
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Whatever stage of life you’ve reached and whatever the status of your current financial situation, you could see a vast improvement in the future by setting financial goals. Most people are intrinsically motivated by goals and will work hard to achieve them. The key steps toward financial security are to translate them into your own…
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If you’ve worked hard throughout your lifetime to grow your wealth, you may hope it will help to safeguard the financial security of your loved ones after you’ve gone. But without careful planning in your lifetime, you could leave them with less than expected after the Inheritance Tax bill is paid. Proper planning can…
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The unique combination of tax breaks and flexible access available to pensions make them a compelling choice when saving for retirement. One of the key benefits of saving into a pension rather than another type of savings or investment vehicle is the generous tax relief you’re entitled to receive. Making the most of pension…
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No two individuals share the same goals or ambitions. Each person is unique, with their own needs, targets and budgets. So when it comes to managing your money, building wealth, securing your future and, above all else, drawing up an effective plan for fulfilling your investment objectives, professional financial advice should be tailored to your…
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Financial planning is a step-by-step approach to ensure you meet your life goals. Your financial plan should act as a guide as you move through life’s journey. Essentially, it should help you remain in control of your income, expenses and investments so you can manage your money and achieve your goals. Life rarely stands…
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Responsible investment is a catch-all term to broadly describe funds that invest to make a positive change, either to the environment or for society. Within this umbrella term there are four broad investment approaches: ethical exclusion; responsible practice; sustainable solutions; and impact funds. Increasingly more pension savers are asking where their funds are invested….
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Retirement is something that many of us dream of throughout our working lives, but when the time comes, it can be difficult to decide if you’re ready, both in terms of your lifestyle and your finances. The decision is certainly not made any easier by the coronavirus (COVID-19) pandemic. To help you make up…
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Chris Forde is Head of Financial Planning at Thorntons Wealth. Thorntons Wealth are based in Dundee, Edinburgh and Aberdeen providing Financial Planning services. This article was written for Dundee & Angus Chamber of Commerce – click here to view the article on their website. Monday – no need to unmute. The week for me…
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If you hold a Cash Individual Savings Account (ISA) you may be dissatisfied with the low rates of interest you receive, which could make it difficult to grow your money even at a rate that keeps pace with inflation. A Stocks & Shares ISAs offers the possibility of higher returns than Cash ISAs, but only…
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