News

19 Oct 2023
How to find or trace a lost pension

How to find or trace a lost pension

Tracking down a lost pension pot can be daunting, especially if you’ve switched jobs multiple times throughout your career. The good news is that resources and strategies are available to help simplify the process. According to research, one in six (16%) UK adults have attempted to trace or find a pension that has been lost…

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28 Sep 2023
Saving for the next generation

Saving for the next generation

Many parents and grandparents set aside money for the next generation to help with their financial needs. The rising cost of education, housing, and life in general, has created concerns about financial stability for future generations. Increasingly, parents and grandparents want to ensure their children and grandchildren have the financial resources to navigate these challenges…

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18 Sep 2023
Income Protection Awareness Week

Income Protection Awareness Week

I am required by law to have my car insured Third Party Fire and Theft.  However, I have chosen to pay more and have Fully Comprehensive insurance. Why? Because if I were unfortunate enough to be in an accident, the financial impact on me having to replace my family car would undoubtedly cause me some…

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14 Sep 2023
Retirement cash flow modelling

Retirement cash flow modelling

Retirement planning is of the utmost importance, regardless of your income or wealth. It ensures a steady income stream after retirement and provides financial security for you and your loved ones. Retirement cash flow modelling can provide numerous benefits to individuals seeking financial security and planning for the future. By assessing your current and projected…

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11 Sep 2023
Pensions Awareness Week 2023

Pensions Awareness Week 2023

I joined Thorntons as an apprentice in 2016, as a young 19-year-old, starting my first full time role.  At this point, retirement seemed a million miles away – it still is!  At this age, priorities were different, and the thought of giving up part of my salary to save for an event to occur in…

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29 Aug 2023
Hidden impact of inflation on savings

Hidden impact of inflation on savings

A recent study has revealed that over half of the British population may not fully comprehend the hidden impact of inflation on their savings and buying power[1]. The research explored participants’ understanding of basic financial principles, including inflation, compound interest, risk and return, and the significance of life stages in financial planning. Surprisingly, only 44% of respondents could…

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14 Aug 2023
Lump sum vs regular contributions

Lump sum vs regular contributions

When planning for your future, consider increasing your pension savings. But should you do this through a lump sum or by raising your regular contributions? In this article, we look at each option. Why invest in your pension plan? First, it’s crucial to recognise the advantages of investing in your pension plan. Saving for your future…

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31 Jul 2023
Building a diversified portfolio

Building a diversified portfolio

Trusting that your investments are progressing toward your objectives is vital, allowing you to concentrate on the things you value most in life. This is why building a diversified portfolio is crucial to any successful investment strategy. Diversifying your investment portfolio can limit your exposure to any single type of asset, therefore helping to reduce…

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17 Jul 2023
Maximising your investments in your 50s

Maximising your investments in your 50s

As you enter your 50s, retirement is no longer a distant dream but a rapidly approaching reality. Ensuring that your investments work diligently to secure the lifestyle you envision for your golden years is crucial. By optimising your financial strategy now, you can confidently retire according to your personal goals and aspirations. Defining your retirement…

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