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30 Sep 2024
Time to revisit your retirement plan?

Time to revisit your retirement plan?

If you are in your 40s or 50s, you have likely contributed to a pension for quite some time. Over the years, you may have accumulated multiple employer workplace pensions. However, when did you last thoroughly examine your pension and retirement strategy?   Having a documented retirement plan can help you feel more prepared for this…

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17 Sep 2024
Autumn Budget Statement 2024

Autumn Budget Statement 2024

On 30 October, Chancellor of the Exchequer Rachel Reeves will deliver the Autumn Budget Statement 2024, accompanied by a comprehensive fiscal statement from the Office for Budget Responsibility (OBR). This significant event comes as the new government, elected to boost economic stability and growth, takes its first important step in addressing the nation’s financial health….

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30 Nov 2023
Taxing times for 2023

Taxing times for 2023

As we approach the end of the year, taxpayers should begin assessing their tax obligations. This is not a task to be left to the eleventh hour, especially considering tax changes coming into effect in 2024.  This is also particularly true for 2023, a year already marked by several tax changes that impact higher rate…

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16 Nov 2023
“Time in the market”, not “timing the market”

“Time in the market”, not “timing the market”

In the investing world, the allure of quick profits and instant gratification often tempts some investors to employ a ‘market timing’ strategy. This method involves buying or selling financial instruments based on predictions of future market price movements. Market timing is an active investment strategy aiming to beat the traditional buy-and-hold strategy. It involves moving…

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27 Jun 2023
Building up more tax-free money in your pension

Building up more tax-free money in your pension

When making contributions to your pension, it’s important to keep in mind that there’s a limit to how much you can contribute each year without incurring additional taxes. This limit is known as the pension Annual Allowance. On 6 April 2023, new pension legislation came into effect, presenting significant opportunities for various individuals. Among other…

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15 Jun 2023
Passing on assets tax-efficiently

Passing on assets tax-efficiently

Are you concerned about the impact of Inheritance Tax (IHT) on your estate? It’s natural to want to leave behind a legacy for your loved ones, but, without the right plan in place, a significant portion of your wealth could be subject to Inheritance Tax. With IHT affecting more and more families, it’s crucial to…

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16 Jan 2023
Taxing Times

Taxing Times

With the current tax year having begun on 6 April 2022, the clock is ticking and it is important to utilise all the tax reliefs and allowances available to you before 5 April 2023 in order to minimise any potential liabilities. Personal tax planning should be at the top of your agenda as the end…

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21 Jul 2022
Rising cost of living crisis

Rising cost of living crisis

The rising cost of living is one of the most pressing issues facing many families today. The price of food, energy, fuel and other necessities has risen significantly in recent months. This has made it difficult to make ends meet and has put a strain on many household budgets. Planning for the rising cost of…

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