News and Views


Keeping you up to date with what matters.

22 Sep 2025
Income Protection Awareness Week 2025

Income Protection Awareness Week 2025

Understanding Income Protection Insurance: A Safety Net for Your Earnings How many of us have a safety net for our earnings?  Income protection insurance is a vital financial product designed to provide a regular income if you’re unable to work due to illness or injury. In the UK, where statutory sick pay and state benefits…

Continue Reading
16 Sep 2025
Fundraising for MND Scotland at Aberdeen Firewalk

Fundraising for MND Scotland at Aberdeen Firewalk

Phil, Elmira and Sara from our Aberdeen office are taking part in the Aberdeen Firewalk on 23 September.  If you can support us this will be greatly appreciated. You will find a link to our charity fundraising page here:  https://www.justgiving.com/team/thorntons-wealthf Motor Neurone Disease is a fatal, rapidly progressing neurological condition affecting up to 5,000 adults in the…

Continue Reading
15 Sep 2025
Pension Awareness Week 2025

Pension Awareness Week 2025

The world of pensions can look complicated from the outside, and there are plenty of questions people want to ask but never do.  Outlined below are some of the questions people want to ask but for whatever reason, may not. When should I start saving for retirement? The simple answer is as soon as you…

Continue Reading
8 Sep 2025
How Chancellor Rachel Reeves could increase taxes

How Chancellor Rachel Reeves could increase taxes

The National Institute of Economic and Social Research (NIESR) has issued a stark warning. If no action is taken, the government is likely to miss its fiscal rule, which requires that day-to-day spending is covered by tax receipts of a significant £41.2 billion by 2029/30. To stay on track, Chancellor Rachel Reeves will need to…

Continue Reading
26 Aug 2025
Planning a wealthy retirement

Planning a wealthy retirement

Whether you’re employed, a partner or self-employed, you can contribute to a pension. Employers are legally required to provide workers with access to a pension scheme, while anyone self-employed or unemployed, who cannot invest in an occupational plan, can pay into a personal pension, such as a SIPP (Self-Invested Personal Pension) or a stakeholder policy….

Continue Reading
14 Aug 2025
Reassessing strategies to minimise Inheritance Tax liabilities

Reassessing strategies to minimise Inheritance Tax liabilities

Estate planning has always been pivotal in managing how wealth is passed on, but changes to pension rules from 6 April 2027 will reshape the landscape. Historically, pensions have served as both a source of retirement income and a tax-efficient tool for intergenerational wealth transfer. However, as pensions will, from 2027, form part of the…

Continue Reading
29 Jul 2025
How gut instinct is guiding financial futures

How gut instinct is guiding financial futures

Millions of UK adults are approaching retirement guided more by intuition than by careful planning, according to recent report findings[1]. The research reveals that one in six people (16%) rely on gut instinct to determine how much they will need for a financially secure retirement. Alarmingly, nearly two in five (39%) have not calculated their…

Continue Reading
23 Jul 2025
Fundraising for MND Scotland at Dundee Kiltwalk

Fundraising for MND Scotland at Dundee Kiltwalk

Each year our staff choose a charity to support with various fundraising activities throughout the year. This year, we are very pleased to be supporting MND Scotland. Motor Neurone Disease is a fatal, rapidly progressing neurological condition affecting up to 5,000 adults in the UK at any one time. The condition attacks the nerves, leaving…

Continue Reading

AJ Bell:

Account Login