News and Views


Keeping you up to date with what matters.

1 Nov 2023
Tax Tip Planning

Tax Tip Planning

Continuing with our Tax Planning Tips for 2023/24. To see how we can help, please click here to get in touch.    Maximise tax relief on your pension contributions by using all of your annual allowance. The annual allowance for 2023/24 is £60,000, but you can also use surplus allowance from the previous three tax…

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26 Oct 2023
Preparing the next generation to engage with their finances

Preparing the next generation to engage with their finances

Passing on the benefit of your experience to your children or grandchildren is crucial for their future success. However, financial planning can be complex, and even the most knowledgeable individuals may need help. Breaking down barriers around talking about family wealth takes time and patience. It requires on-going conversations and a willingness to address any…

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19 Oct 2023
How to find or trace a lost pension

How to find or trace a lost pension

Tracking down a lost pension pot can be daunting, especially if you’ve switched jobs multiple times throughout your career. The good news is that resources and strategies are available to help simplify the process. According to research, one in six (16%) UK adults have attempted to trace or find a pension that has been lost…

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12 Oct 2023
Tax Tip Planning

Tax Tip Planning

The third article in our series on Tax Planning Tips for 2023/24. To see how we can help, please click here to get in touch.    Let rooms in your own home to one or more lodgers. Rent-a-room relief allows up to £7,500 of rent per property to be received tax free per year. The rooms…

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28 Sep 2023
Back to the Future Webinar – 7th November 2023

Back to the Future Webinar – 7th November 2023

Life’s a journey. Wherever it may take you………. let us help shape your financial future! During this webinar, we will: Take you on a typical lifestyle journey and look at the financial implications affecting us along the way Look at the triggers for making financial choices along your journey – whether that’s buying your first…

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28 Sep 2023
Saving for the next generation

Saving for the next generation

Many parents and grandparents set aside money for the next generation to help with their financial needs. The rising cost of education, housing, and life in general, has created concerns about financial stability for future generations. Increasingly, parents and grandparents want to ensure their children and grandchildren have the financial resources to navigate these challenges…

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20 Sep 2023
Tax Tip Planning

Tax Tip Planning

Our second article in our series on Tax Planning Tips for 2023/24. To see how we can help, please click here to get in touch.    Contribute up to £9,000 into your child’s Junior ISA. The fund builds up free of tax on investment income and capital gains until your child reaches 18, when the…

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18 Sep 2023
Income Protection Awareness Week

Income Protection Awareness Week

I am required by law to have my car insured Third Party Fire and Theft.  However, I have chosen to pay more and have Fully Comprehensive insurance. Why? Because if I were unfortunate enough to be in an accident, the financial impact on me having to replace my family car would undoubtedly cause me some…

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14 Sep 2023
Retirement cash flow modelling

Retirement cash flow modelling

Retirement planning is of the utmost importance, regardless of your income or wealth. It ensures a steady income stream after retirement and provides financial security for you and your loved ones. Retirement cash flow modelling can provide numerous benefits to individuals seeking financial security and planning for the future. By assessing your current and projected…

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Pensions Awareness Week 2023

I joined Thorntons as an apprentice in 2016, as a young 19-year-old, starting my first full time role.  At this point, retirement seemed a million miles away – it still is!  At this age, priorities were different, and the thought of giving up part of my salary to save for an event to occur in…

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