Retirement is often envisioned as a time to unwind and indulge in our passions after years of hard work. However, recent research indicates that many individuals feel apprehensive about retiring due to financial and emotional concerns[1]. The rise of ‘retirement anxiety’ The escalating cost of living is putting a strain on income and savings, leading…
Continue Reading
As we approach the end of the year, taxpayers should begin assessing their tax obligations. This is not a task to be left to the eleventh hour, especially considering tax changes coming into effect in 2024. This is also particularly true for 2023, a year already marked by several tax changes that impact higher rate…
Continue Reading
In the investing world, the allure of quick profits and instant gratification often tempts some investors to employ a ‘market timing’ strategy. This method involves buying or selling financial instruments based on predictions of future market price movements. Market timing is an active investment strategy aiming to beat the traditional buy-and-hold strategy. It involves moving…
Continue Reading
This article was written for Dundee & Angus Chamber of Commerce – click here to view the article on their website. Monday 6th November – Fireworks, Football and Cycling. After a weekend of watching the fireworks and attending the Dundee United game it was finished off with a cycle to Broughty Ferry on Sunday. Back…
Continue Reading
This week Thorntons Wealth is supporting #TalkMoney Week, designed to get us all talking more about the pennies in our pocket, our thoughts and feelings around money, and how and where to get help if and when you need it. Quite often, it’s just saying the words out loud that’s the hardest part. So, we’re…
Continue Reading
Passing on the benefit of your experience to your children or grandchildren is crucial for their future success. However, financial planning can be complex, and even the most knowledgeable individuals may need help. Breaking down barriers around talking about family wealth takes time and patience. It requires on-going conversations and a willingness to address any…
Continue Reading
Tracking down a lost pension pot can be daunting, especially if you’ve switched jobs multiple times throughout your career. The good news is that resources and strategies are available to help simplify the process. According to research, one in six (16%) UK adults have attempted to trace or find a pension that has been lost…
Continue Reading
Life’s a journey. Wherever it may take you………. let us help shape your financial future! During this webinar, we will: Take you on a typical lifestyle journey and look at the financial implications affecting us along the way Look at the triggers for making financial choices along your journey – whether that’s buying your first…
Continue Reading
Many parents and grandparents set aside money for the next generation to help with their financial needs. The rising cost of education, housing, and life in general, has created concerns about financial stability for future generations. Increasingly, parents and grandparents want to ensure their children and grandchildren have the financial resources to navigate these challenges…
Continue Reading
I am required by law to have my car insured Third Party Fire and Theft. However, I have chosen to pay more and have Fully Comprehensive insurance. Why? Because if I were unfortunate enough to be in an accident, the financial impact on me having to replace my family car would undoubtedly cause me some…
Continue Reading